Buy to Let
Investing for your future can take many forms, but the security of bricks and mortar investment has long been a popular options. However, a variety of legislation changes in recent years mean that buy to let properties can now be a much riskier proposition.
Swift Financial Management offer expert advice to existing and prospective landlords to ensure that the returns are maximised, and we work closely with your accountant to ensure that you can keep as much of your income from renting as possible.
Whether you are looking to take the first steps into buy to let, expand your existing portfolio or remortgage to ensure you are achieving the highest yield possible, we can help you to manage your investment and plan for the long term.
Swift Financial Management can help you with every aspect of buying and managing your buy to let portfolio
The gross yield percentage on buy to let property has consistently fallen over the last 20 years.
Changes to legislation have reduced rental yields over time, but we can help you make the most of your rental properties:
- Ensure you have the most competitive mortgage rates
- Maximise your rental yield through effective tax planning
- We can guide you through the application process
- Work with trusted solicitors to ensure the smooth processing of your application
- We can use the equity in your existing properties to fund further purchases
- Life insurance options can ensure your investment is protected.
Given the rising interest rates, most providers are now looking for you to have a 30% deposit for any buy to let purchase. We have access to a rnage of specialist lenders and rates to ensure you get the best deal.
Working out the real return on property investment can be difficult. We work closely with your accountant to establish the real net return and ensure that your tax position is effectively managed.
Contact Swift Financial Services to speak to our buy to let specialists about all aspects of property investment.
Owen helped me to find a better mortgage.
Owen has helped me manage my finances for many years and allowed me to enjoy a comfortable retirement .
Owen has helped me to ensure my family is financially secure for the long term.